Cindy Hartman, REALTOR®,e-PRO®, AHS™

A large part of my business has always been a little handholding, pointing people in the right direction for information, enlightening clients on what might be a potential issue regarding house condition "red flags",  health hazards, potential resale value, lender requirement glitches etc.  As REALTORS we experience multiple ...

 There are many factors to consider when selecting a neighborhood that is right for you. Think about the location in terms of commute time to work, distance from leisure-time activities, and proximity to shopping, schools or any other places you frequent. You may think of others factors that are important to you. Please take some time to ...

Bringing the Dream of Homeownership Within Reach As part of its plan to stimulate the U.S. housing market and address the economic challenges facing our nation, Congress has passed legislation that grants a tax credit of up to $8,000 to first-time home buyers. Here is more information about how the 2009 First-Time Home Buyer Tax Credit can help ...

     Bringing the Dream of Homeownership Within ReachAs part of its plan to stimulate the U.S. housing market and address the economic challenges facing our nation, Congress has passed legislation that grants a tax credit of up to $8,000 to first-time home buyers. Here is more information about how the 2009 First-Time Home ...

I know we’ve heard that many times before and for many years, but it still holds true.  The amount of homes available for sale right now that will meet your basic wish list criteria can be overwhelming.  To reduce the number of homes that you’ll visit, you should first decide what the most important factors are – i.e. ...

Before you sign anything, read about these common mistakes that home sellers make: 1. PRICING TOO HIGH: It's no secret, price is everything. Overpricing does more to discourage buyers than any other single factor. When you overprice, you put your home in competition with homes that may be newer, larger or have more amenities than yours. ...

Homeowners preserving Equity (HOPE) is a program of the Maryland Department of Housing and Community Development in partnership with the Department of Labor, Licensing and Regulations, community organizations and lenders.Call the Maryland HOPE Hotline @ 1-877-462-7555 for information.The Maryland Department of Housing and Community Development ...

Here's some good information from Maximum Title - the full answer is a little complicated. If you are a first time home buyer (defined by the IRS), you have an income of less than $75,000 ($150,000 if married filing joint), and you bought a new home between April 9th, 2008 and July 1, 2009 you are eligible for the Federal Housing Tax Credit ...

I found these ideas on the web, and thought I'd share.  Most are easy and low cost, and every little bit helps!   1. Switch 3 lights that you use for 4 hours a day with compact fluorescent bulbs. 2. Replace a porch light that's always on with a compact fluorescent bulb. 3. Turn your heater thermostat down 2 degrees in ...