Cindy Hartman, REALTOR®,e-PRO®, AHS™

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  • 10 Tips For Hiring A Home Remodeling Contractor

    RISMEDIA, September 3, 2010-- With the U.S. economy facing the lowest home sale statistics in fifteen years and home values continuing to slide in many regions, it's not surprising to hear that housing trends point towards a large percentage of American homeowners looking to improve and maximize their existing property investment versus buying ...
    Posted to HomesBuddy Florida! (Weblog) by 220824 on September 3, 2010
  • Everyone Wants a Lower price...But What About the Impact of Interest Rates?

    When shopping for a home, the natural tendency of any buyer is to want to pay the lowest price possible. It's important to keep in mind, however, that the sales price is not the only factor that determines what the monthly payment will be. In fact, the impact of higher interest rates can easily nullify any benefit of waiting for a lower ...
    Posted to HomesBuddy Florida! (Weblog) by 220824 on June 29, 2009
  • Mortgage Late? Don't Wait!

    Homeowners preserving Equity (HOPE) is a program of the Maryland Department of Housing and Community Development in partnership with the Department of Labor, Licensing and Regulations, community organizations and lenders.Call the Maryland HOPE Hotline @ 1-877-462-7555 for information.The Maryland Department of Housing and Community Development ...
    Posted to HomesBuddy Florida! (Weblog) by 220824 on February 5, 2009
  • The First Time Home Buyers Tax Credit 7,500.00… what is it really?

    Here's some good information from Maximum Title - the full answer is a little complicated. If you are a first time home buyer (defined by the IRS), you have an income of less than $75,000 ($150,000 if married filing joint), and you bought a new home between April 9th, 2008 and July 1, 2009 you are eligible for the Federal Housing Tax Credit ...
    Posted to HomesBuddy Florida! (Weblog) by 220824 on November 15, 2008
  • First Impressions Last a Lifetime!

    Let's face the fact that people's first impression of your home is critical.  .   . The harsh reality is that staging is your the best opportunity to make a positive first impression rather than a negative one.Everyone knows the stronger the impression...the less likely a potential buyer will be bothered if some things ...
    Posted to HomesBuddy Florida! (Weblog) by 220824 on July 30, 2008
  • Most Americans Couldn't Tell You What Their Home is Worth ...

     Do  you know the dollar value of your house—or how much of that value belongs to you? A number of key decisions can be more wisely made with the benefit of this knowledge.  • Is your home adequately insured?If disaster were to strike, would your insurance cover the losses? In California, a state known for wild real ...
    Posted to HomesBuddy Florida! (Weblog) by 220824 on July 21, 2008