Cindy Hartman, REALTOR®,e-PRO®, AHS™

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  • Top 10 Reasons to OWN rather than RENT - It's not just about the money!

      WOODLAND HILLS, Calif. – Oct. 17, 2011 – In an era of foreclosures, buyers focus on financial reasons for purchasing, but ownership has emotional rewards too. A California condo developer, the Met Warner Center, put together the following list – but it applies from Florida to Alaska. Top 10 reasons to own rather than ...
    Posted to HomesBuddy Florida! (Weblog) by 220824 on October 17, 2011
  • Zillow.com - Just a few thoughts...

    I advertise on Zillow. I do receive inquiries from several people a week on properties that they find there.  More often than not, they are disappointed because the information  may be outdated, the home is not for sale any longer, it's under contract, or it is listed incorrectly.  Case in point ...today, received an inquiry ...
    Posted to HomesBuddy Florida! (Weblog) by 220824 on September 10, 2010
  • How Much House?

    House hunting begins at home - with a little planning, this is the first step towards buying a house.  Contact a lender, your credit union, your bank or your financial advisor and ask them to "pre-qualify" you.  Simply, to be pre-qualified is determining how much house (mortgage payment) you can afford to buy.  Knowing ...
    Posted to HomesBuddy Florida! (Weblog) by 220824 on September 9, 2010
  • 10 Tips For Hiring A Home Remodeling Contractor

    RISMEDIA, September 3, 2010-- With the U.S. economy facing the lowest home sale statistics in fifteen years and home values continuing to slide in many regions, it's not surprising to hear that housing trends point towards a large percentage of American homeowners looking to improve and maximize their existing property investment versus buying ...
    Posted to HomesBuddy Florida! (Weblog) by 220824 on September 3, 2010
  • Ten Great Reasons To Buy a Home in 2010

    Quality of life – a home provides stability and security for you and your loved ones, and membership within a community of neighbors.Pride of home ownership – a home is a personal haven, a place that you can decorate, shape, and share over time because it’s yours.Excellent affordability – lower home prices combined with low ...
    Posted to HomesBuddy Florida! (Weblog) by 220824 on August 30, 2010
  • Store...Pack or Pitch?

    As you clean and organize, you'll probably notice a growing stack of clutter left in your wake. Decluttering is a hefty task, but essential to a quick sell. Learn how to differentiate amongst the things you need to put in storage, pack up or donate to the trash can. Start with a Pile. Go through a room and remove anything you find distracting ...
    Posted to HomesBuddy Florida! (Weblog) by 220824 on June 15, 2010
  • What's an REO?

    REO stands for “Real Estate Owned”.  These are properties that have gone through foreclosure and are now owned by the bank or mortgage company.  This is not the same as a property up for foreclosure auction.  When buying a property during a foreclosure sale, you must pay at least the loan balance plus any interest and ...
    Posted to HomesBuddy Florida! (Weblog) by 220824 on April 25, 2009
  • Serious about selling your home?

    Before you sign anything, read about these common mistakes that home sellers make: 1. PRICING TOO HIGH: It's no secret, price is everything. Overpricing does more to discourage buyers than any other single factor. When you overprice, you put your home in competition with homes that may be newer, larger or have more amenities than yours. ...
    Posted to HomesBuddy Florida! (Weblog) by 220824 on March 8, 2009
  • Mortgage Late? Don't Wait!

    Homeowners preserving Equity (HOPE) is a program of the Maryland Department of Housing and Community Development in partnership with the Department of Labor, Licensing and Regulations, community organizations and lenders.Call the Maryland HOPE Hotline @ 1-877-462-7555 for information.The Maryland Department of Housing and Community Development ...
    Posted to HomesBuddy Florida! (Weblog) by 220824 on February 5, 2009
  • The First Time Home Buyers Tax Credit 7,500.00… what is it really?

    Here's some good information from Maximum Title - the full answer is a little complicated. If you are a first time home buyer (defined by the IRS), you have an income of less than $75,000 ($150,000 if married filing joint), and you bought a new home between April 9th, 2008 and July 1, 2009 you are eligible for the Federal Housing Tax Credit ...
    Posted to HomesBuddy Florida! (Weblog) by 220824 on November 15, 2008
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