Cindy Hartman, REALTOR®,e-PRO®, AHS™

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  • What's an REO?

    REO stands for “Real Estate Owned”.  These are properties that have gone through foreclosure and are now owned by the bank or mortgage company.  This is not the same as a property up for foreclosure auction.  When buying a property during a foreclosure sale, you must pay at least the loan balance plus any interest and ...
    Posted to HomesBuddy Florida! (Weblog) by 220824 on April 25, 2009
  • Serious about selling your home?

    Before you sign anything, read about these common mistakes that home sellers make: 1. PRICING TOO HIGH: It's no secret, price is everything. Overpricing does more to discourage buyers than any other single factor. When you overprice, you put your home in competition with homes that may be newer, larger or have more amenities than yours. ...
    Posted to HomesBuddy Florida! (Weblog) by 220824 on March 8, 2009
  • Mortgage Late? Don't Wait!

    Homeowners preserving Equity (HOPE) is a program of the Maryland Department of Housing and Community Development in partnership with the Department of Labor, Licensing and Regulations, community organizations and lenders.Call the Maryland HOPE Hotline @ 1-877-462-7555 for information.The Maryland Department of Housing and Community Development ...
    Posted to HomesBuddy Florida! (Weblog) by 220824 on February 5, 2009
  • Unity in Our Community: A Call to Action

    [expires:2008-01-19:Note that this information is outdated.] Diversity forum to address racial issues in Charles County. "Unity in Our Community: A Call to Action" for Charles County will include panel discussions on the Psychology of Diversity/Racism, Laws and Resources, and Demographics/Economics of a Multi-Cultural Community, ...
    Posted to HomesBuddy Florida! (Weblog) by 220824 on December 19, 2007