Your lender decides what you can borrow but you decide what you can afford. Lenders are careful, but they make qualification decisions based on averages and formulas. They won’t understand the nuances of your lifestyle and spending patterns quite
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House hunting begins at home - with a little planning, this is the first step towards buying a house. Contact a lender, your credit union, your bank or your financial advisor and ask them to "pre-qualify" you. Simply, to be pre-qualified is
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