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Your lender decides what you can borrow but you decide what you can afford. Lenders are careful, but they make qualification decisions based on averages and formulas. They won’t understand the nuances of your lifestyle and spending patterns quite
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RISMEDIA, November 27, 2010-- Despite the continuing challenges facing the U.S., nearly eight out of 10 respondents believe buying a home is a good financial decision, according to NAR's eighth annual Housing Opportunity Pulse Survey. The survey,
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This article from the Florida Board of Realtors today peaked my interest - I like the idea of listing the best features from the Male vs Female point of view - in my experience, the Garage is king for most husbands...as is a walk in closet is for the
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House hunting begins at home - with a little planning, this is the first step towards buying a house. Contact a lender, your credit union, your bank or your financial advisor and ask them to "pre-qualify" you. Simply, to be pre-qualified is
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The economy is stabilizing. Home prices are holding. It's not just as good a time as ever to buy a house. It's one of the best times ever. ForSaleByOwner.com presents five overlooked reasons why now is a great time to buy a house. 1. Low mortgage
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September 1, 2010--The Federal Housing Administration (FHA) is giving homeowners and buyers until October 4 to lock in a low monthly insurance premium, according to Gibran Nicholas, chairman of the CMPS Institute, an organization that trains and certifies
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As you clean and organize, you'll probably notice a growing stack of clutter left in your wake. Decluttering is a hefty task, but essential to a quick sell. Learn how to differentiate amongst the things you need to put in storage, pack up or donate
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There are many factors to consider when selecting a neighborhood that is right for you. Think about the location in terms of commute time to work, distance from leisure-time activities, and proximity to shopping, schools or any other places you frequent.
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When shopping for a home, the natural tendency of any buyer is to want to pay the lowest price possible. It's important to keep in mind, however, that the sales price is not the only factor that determines what the monthly payment will be. In fact,
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REO stands for “Real Estate Owned”. These are properties that have gone through foreclosure and are now owned by the bank or mortgage company. This is not the same as a property up for foreclosure auction. When buying a property during a foreclosure
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I know we’ve heard that many times before and for many years, but it still holds true. The amount of homes available for sale right now that will meet your basic wish list criteria can be overwhelming. To reduce the number of homes that you’ll
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Before you sign anything, read about these common mistakes that home sellers make: 1. PRICING TOO HIGH: It's no secret, price is everything. Overpricing does more to discourage buyers than any other single factor. When you overprice, you put your
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Homeowners preserving Equity (HOPE) is a program of the Maryland Department of Housing and Community Development in partnership with the Department of Labor, Licensing and Regulations, community organizations and lenders. Call the Maryland HOPE Hotline
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Here's some good information from Maximum Title - the full answer is a little complicated. I f you are a first time home buyer (defined by the IRS), you have an income of less than $75,000 ($150,000 if married filing joint), and you bought a new home
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Here are some easy, inexpensive fixes that will help create that outside appeal and get you one giant step further to a sale: - Paint or stain the front and garage doors, especially if they show any weathering. These are the first visuals where a potential
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